Monte Carlo Retirement Simulator

154yr S&P · SSA mort · IRS+IRMAA+NIIT+ACA
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Configure → Run
Models 154yr S&P returns, IRS brackets + IRMAA + NIIT + SS taxation + ACA subsidies, cost-basis-tracked taxable withdrawals, bucket-aware drawdown, Roth conversions, RMDs, glide-path allocation, one-time events, and state tax changes.